香港分行

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本網站所載的資料是特別為位於或居於香港人士而設，並不適用於位於或居於限制台新香港分行發佈訊息的司法管轄區內的。 惟相關資料並不是特別為閣下的投資目標、財務狀況或特別需要而設，僅作一般性參考，並不構成財務或醫療建議。

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• 保險

『台新銀行(香港分行) 』為『保險業監管局』註冊保險代理機構(牌照號碼:FA1944)，牌照核准業務範圍為長期業務(不包括相連長期業務)。『台新銀行(香港分行) 』提供以下類型保險服務。
  1. 目標儲蓄保險計劃
  2. 人壽及儲蓄保障計劃
  3. 重大疾病保障計劃
  4. 萬能人壽保障計劃

「目標儲蓄保險計劃」助您掌握儲蓄機遇，同時提供人壽保障而毋須提供健康證明，讓您朝著人生目標全速邁進。儲蓄保險計劃，能讓您累積財富及達成預定的理財目標。「目標儲蓄保險計劃」是一項兼具壽險保障的儲蓄計劃，死亡賠償相等於當時保單内之現金價值 (註一)，讓您為未來經濟支出作好儲蓄準備之餘同時享有人壽保障。

特點

• 目標儲蓄保險計劃可讓您自由選擇繳費或目標儲蓄年期，助您達致儲蓄目標。
• 備有多種繳付保費選擇。
• 毋須體檢及進行健康核保。(註一)

不論您為自己或摯愛的家人計劃未來，靈活的儲蓄方案能讓您更早達到目標，令策劃更得心應手。人壽及儲蓄保障計劃同時提供不同繳費年期選擇及人壽保障(註一)，讓您輕鬆實現儲蓄及保障目標、讓您實現無憂理想生活。

• 终身人壽保障

享有人壽保障至100歲 / 138 歲，讓您及摯愛專注實踐人生目標，無後顧之憂。

• 保證現金利益

享有保證現金價值，絕不受投資市場表現影響。

• 週年紅利 (註一)

可獲派發週年紅利，您可選擇積存於保單内以賺取利息或提取使用(註一)。

• 多種繳費年期

短至5年繳費年期，即可享有終身人壽保障。另設有多種繳費年期選擇，全面配合您的不同財務需要。

現今醫療科技發展一日千里，很多嚴重疾病已可在早期發現及治理。然而醫療費用不斷上升，優質及適時的治療往往所費不菲。『重大疾病保障計劃』涵蓋多種嚴重疾病及非嚴重疾病或特別疾病 (註一)，基本計劃提供保障至100歲，讓您享有充裕財政支援，減輕財政壓力。此外，您還可為基本計劃增添自選附加契約，進一步涵蓋早期嚴重疾病及提供多次賠償或增額賠償附加契約，使保障更全面。

• 重大疾病保障

萬一確診患上受保嚴重疾病之一，您可獲得相等於保額100%的現金賠償。

• 非重大疾病或特別疾病保障

萬一確診患上受保障之非嚴重疾病或特別疾病，您可獲得一筆相等於保額指定百份比的現金賠償，讓您早日接受治療。

• 現金價值

當保單解約或保單期滿時，您可領回保單內的現金價值。一個計劃兼俱保障及儲蓄的優點。

• 人壽保障

若不幸身故，總賠償金額將相等於保額100% (註一)，為家人解決經濟上燃眉之急。

• 多種繳費年期

 計劃提供不同繳費年期以供選擇，靈活配合您的財政需要。

• 保費固定不變

在繳費期內，保費不會隨年齡增長而增加保費，固定保費讓您更能掌握財務支出及負擔。

你的個人財務狀況及財務目標在不同人生階段可能會有所不同。然而，傳統壽險計劃卻是固定不變，完全不由你的意願而改變！新一代靈活萬用壽險計劃突破傳統壽險的框架限制，配合你的理財需要而靈活改變，全面由你操控、為你度身訂造的壽險計劃，提供更新、更佳、更靈活的選擇，滿足你保障要求。

• 靈活多變 度身訂造

萬用壽險打破傳統壽險固定保費及保障年期的限制，為你度身訂造壽險計劃之餘，更可讓你隨時隨意更改保障年期、保費金額以至繳費年期，助你靈活操控個人財務以配合生活需要。(註一)

• 配合個人保障需要

突破傳統壽險保障額及保障年期固定不變的規範，你可按未來實際的保障需要而調低保障金額或配合個人情况設計保障年期以切合您不同人生階段之保險需要。(註一)

• 靈活選擇保費

推翻傳統壽險計劃固定保費金額及繳費期不變的限制，你可自由選擇保費金額，以配合個人財務狀況。 當然，你更可隨時投入更多額外保費作儲蓄之用，以賺取額外利息。 (註一)

註一: 須受各別特定產品條款及内容規範。詳細內容請參閱有關銷售文件。

1. 保單持有人須承擔保險公司之信用風險。
2. 保單持有人若在保單生效初期或保單期滿前終止及/或贖回保單及/或取代其他人壽保單或投資相連保險計劃，你所取回的金額可能大幅低於你繳付的保費。

台新銀行香港分行

香港九龍尖沙咀廣東道15號港威大廈第五座6樓及15樓1501-1506, 1510-1511及1512A-1512B.

電話號碼: (852) 2234 9009 傳真號碼: (852) 2234 9293

電郵: hkwmarm@taishinbank.com.hk

保險業監管局

總辦事處

香港黃竹坑香葉道41號19樓 (港鐵黃竹坑站B出口）

公眾查詢

電話： (852) 3899 9983 (通話步驟: 先選擇語言, 然後按 1, 0)

傳真： (852) 3899 9993

電郵： enquiry@ia.org.hk

https://www.ia.org.hk/tc/

保險投訴局

電話: (852) 2520 2728

傳真: (852) 2520 1967 

香港灣仔駱克道353號三湘大廈29樓

icb.enquiry@icb.org.hk

如果本页面繁体中文内容与其他语言版本不一致，以繁体中文版本为准。

本网站所载的资料是特别为位于或居于香港人士而设，并不适用于位于或居于限制台新香港分行发布讯息的司法管辖区内的。 惟相关数据并不是特别为阁下的投资目标、财务状况或特别需要而设，仅作一般性参考，并不构成财务或医疗建议。

若阁下因本网站提供之数据及/或因阁下使用及/或进入本网站而导致任何费用、损失、赔偿或其他影响，台新香港分行亦不会承担任何责任。

• 保险

『台新银行(香港分行) 』为『保险业监管局』注册保险代理机构(牌照号码:FA1944)，牌照核准业务范围为长期业务(不包括相连长期业务)。『台新银行(香港分行) 』提供以下类型保险服务。
  1. 目标储蓄保险计划
  2. 人寿及储蓄保障计划
  3. 重大疾病保障计划
  4. 万能人寿保障计划

「目标储蓄保险计划」助您掌握储蓄机遇，同时提供人寿保障而毋须提供健康证明，让您朝着人生目标全速迈进。储蓄保险计划，能让您累积财富及达成预定的理财目标。「目标储蓄保险计划」是一项兼具寿险保障的储蓄计划，死亡赔偿相等于当时保单内之现金价值 (注一)，让您为未来经济支出作好储蓄准备之余同时享有人寿保障。

特点

• 目标储蓄保险计划可让您自由选择缴费或目标储蓄年期，助您达致储蓄目标。
• 备有多种缴付保费选择。
• 毋须体检及进行健康核保。(注一)

不论您为自己或挚爱的家人计划未来，灵活的储蓄方案能让您更早达到目标，令策划更得心应手。人寿及储蓄保障计划同时提供不同缴费年期选择及人寿保障(注一)，让您轻松实现储蓄及保障目标、让您实现无忧理想生活。

• 终身人寿保障

享有人寿保障至100岁 / 138岁，让您及挚爱专注实践人生目标，无后顾之忧。

• 保证现金利益

享有保证现金价值，绝不受投资市场表现影响。

• 周年红利 (注一)

可获派发周年红利，您可选择积存于保单内以赚取利息或提取使用 (注一)。

• 多种缴费年期

短至5年缴费年期，即可享有终身人寿保障。另设有多种缴费年期选择，全面配合您的不同财务需要。

现今医疗科技发展一日千里，很多严重疾病已可在早期发现及治理。然而医疗费用不断上升，优质及适时的治疗往往所费不菲。『重大疾病保障计划』涵盖多种严重疾病及非严重疾病或特别疾病 (注一)，基本计划提供保障至100岁，让您享有充裕财政支持，减轻财政压力。此外，您还可为基本计划增添自选附加契约，进一步涵盖早期严重疾病及提供多次赔偿或增额赔偿附加契约，使保障更全面。

• 重大疾病保障

万一确诊患上受保严重疾病之一，您可获得相等于保额100%的现金赔偿。

• 非重大疾病或特别疾病保障

万一确诊患上受保障之非严重疾病或特别疾病，您可获得一笔相等于保额指定百份比的现金赔偿，让您早日接受治疗。

• 现金价值

当保单解约或保单期满时，您可领回保单内的现金价值。一个计划兼俱保障及储蓄的优点。

• 人寿保障

若不幸身故，总赔偿金额将相等于保额100% (注一)，为家人解决经济上燃眉之急。

• 多种缴费年期

 计划提供不同缴费年期以供选择，灵活配合您的财政需要。

• 保费固定不变

在缴费期内，保费不会随年龄增长而增加保费，固定保费让您更能掌握财务支出及负担。

你的个人财务状况及财务目标在不同人生阶段可能会有所不同。然而，传统寿险计划却是固定不变，完全不由你的意愿而改变！新一代灵活万用寿险计划突破传统寿险的框架限制，配合你的理财需要而灵活改变，全面由你操控、为你度身订造的寿险计划，提供更新、更佳、更灵活的选择，满足你保障要求。

• 灵活多变 度身订造

万用寿险打破传统寿险固定保费及保障年期的限制，为你度身订造寿险计划之余，更可让你随时随意更改保障年期、保费金额以至缴费年期，助你灵活操控个人财务以配合生活需要。(注一)

• 配合个人保障需要

突破传统寿险保障额及保障年期固定不变的规范，你可按未来实际的保障需要而调低保障金额或配合个人情况设计保障年期以切合您不同人生阶段之保险需要。(注一)

• 灵活选择保费

推翻传统寿险计划固定保费金额及缴费期不变的限制，你可自由选择保费金额，以配合个人财务状况。 当然，你更可随时投入更多额外保费作储蓄之用，以赚取额外利息。(注一)

注一: 须受各别特定产品条款及内容规范。详细内容请参阅有关销售文件。

1. 保单持有人须承担保险公司之信用风险。
2. 保单持有人若在保单生效初期或保单期满前终止及/或赎回保单及/或取代其他人寿保单或投资相连保险计划，你所取回的金额可能大幅低于你缴付的保费。

台新银行香港分行

香港九龙尖沙咀广东道15号港威大厦第五座6楼及15楼1501-1506, 1510-1511及1512A-1512B.

电话号码: (852) 2234 9009 传真号码: (852) 2234 9293

电邮: hkwmarm@taishinbank.com.hk

保险业监管局

香港黄竹坑香叶道41号19楼 (港铁黄竹坑站B出口）

电话: (852) 3899 9983 (通话步骤: 先选择语言, 然后按 1, 0)

传真: (852) 3899 9993

电邮: enquiry@ia.org.hk

https://www.ia.org.hk/tc/

保险投诉局

电话: (852) 2520 2728

传真: (852) 2520 1967 

香港湾仔骆克道353号三湘大厦29楼

icb.enquiry@icb.org.hk

If the traditional Chinese content of this page is inconsistent with other language versions, the traditional Chinese version shall prevail.

The information contained in this website is specifically designed for people located or resident in Hong Kong, and is not applicable to those located or resident in jurisdictions that restrict the release of information by Taishin Hong Kong Branch. However, the relevant information is not specifically designed for your investment objectives, financial situation or special needs. It is only for general reference and does not constitute financial or medical advice.

Taishin Hong Kong Branch will not be liable for any expenses, losses, compensation or other effects caused by the information provided on this website and/or due to your use and/or access to this website.

• Insurance

"Taishin Bank Hong Kong Branch" is a registered insurance agency of the "Insurance Authority" (Licence No.: FA1944). The license approval business scope is Long-Term Business (excluding Linked Long Term Business). "Taishin Bank Hong Kong Branch" provides the following types of insurance services. 
1. Target Savings Insurance Plan 
2. Life and Savings Protection Schemes 
3. Critical Illness Protection Schemes
4. Universal Life Protection Schemes 

The "Target Savings Insurance Plan" helps you grasp the savings opportunities, while providing life protection without the need to provide a health certificate, allowing you to move towards your life goals at full speed. A savings insurance plan allows you to accumulate wealth and achieve predetermined financial goals. The "Target Savings Insurance Plan" is a savings plan with life insurance protection. The death benefit is equal to the cash value in the policy at the time (Note 1), allowing you to make savings for future economic expenditures and enjoy life protection at the same time. 

Features

• The target savings insurance plan allows you to freely choose the payment or target savings period to help you achieve your savings goals.
• There are a variety of premium payment options.

No medical examination and health underwriting are required. (Note 1)

Whether you plan for the future for yourself or your beloved family, flexible savings plans can help you reach your goals earlier and make planning easier. Life and savings protection plans also provide different payment term options and life protection (Note 1), allowing you to easily achieve savings and protection goals, allowing you to achieve a worry-free ideal life. 

• Lifetime protection

Enjoy life protection up to 100 years old / 138 years old, allowing you and your loved ones to focus on realizing life goals without worries.

• Guaranteed cash benefits
  Enjoy guaranteed cash value and will never be affected by the performance of the investment market.
• Anniversary bonus (Note 1)

You can receive an annual dividend, you can choose to accumulate it in the policy to earn interest or withdraw it for use (Note 1).

• Multiple payment terms

As short as 5 years of payment period, you can enjoy lifetime protection. There are also a variety of payment term options to fully meet your different financial needs.

With the rapid development of medical technology nowadays, many serious diseases can be detected and treated at an early stage. However, medical costs continue to rise, and high-quality and timely treatment is often expensive. The "Critical Illness Protection Plan" covers a variety of serious diseases and non-critical diseases or special diseases (Note 1). The basic plan provides protection up to 100 years old, so that you can enjoy sufficient financial support and reduce financial pressure. In addition, you can add optional add-on contracts to the basic plan to further cover early serious illnesses and provide multiple compensation or incremental compensation add-on contracts to make the protection more comprehensive.

• Critical illness protection
  In the unlikely event that you are diagnosed with one of the insured critical illnesses, you can get cash compensation equal to 100% of the insured amount.

²  Protection for non-critical diseases or special diseasesIn the unlikely event that you are diagnosed with a covered non-critical illness or special illness, you will receive a cash compensation equal to a specified percentage of the insured amount, allowing you to receive treatment as soon as possible.²  Cash value 
When the policy is terminated or the policy expires, you can get back the cash value in the policy. A plan has the advantages of protection and savings.

• Life Protection
  In the unfortunate event of death, the total compensation amount will be equal to 100% of the insured amount (Note 1), which will help the family members to solve their financial urgent needs.
• Multiple payment terms

The plan provides different payment periods to choose from, flexibly meeting your financial needs.

• Fixed premium

During the payment period, the premium will not increase with age. The fixed premium allows you to better control the financial expenditure and burden.

Your personal financial situation and financial goals may vary at different stages of life. However, the traditional life insurance plan is fixed and unchangeable at all by your wishes! The new generation of flexible universal life insurance plans break through the framework of traditional life insurance, adapt to your financial needs and change flexibly, fully controlled by you, tailor-made life insurance plans for you, providing newer, better, and more flexible options to meet Your protection requirements.

• Flexible tailor-made 
  Universal Life Insurance breaks the limitations of traditional life insurance with fixed premiums and coverage periods. In addition to tailor-made life insurance plans for you, it also allows you to freely change the coverage period, premium amount and even the payment period at any time, helping you to flexibly control your personal finances to meet the needs of life. (Note 1)
• Personalized protection 
  Breaking through the norms of traditional life insurance coverage and coverage period, you can lower the coverage amount according to the actual protection needs in the future or design the coverage period according to your personal circumstances to meet your insurance needs at different stages of life. (Note 1)
• Flexible choice of premium 
  Overturning the traditional life insurance plan's restrictions on the fixed premium amount and the same payment period, you can freely choose the premium amount to suit your personal financial situation. Of course, you can also invest more extra premiums for savings at any time to earn extra interest. (Note 1)

Note 1: Subject to specific product terms and conditions. For details, please refer to the relevant sales document.

1. The policyholder shall bear the credit risk of the insurance company.
2. If the policyholder terminates and/or redeems the policy and/or replaces other life insurance policies or investment-linked assurance schemes at the early stage of the policy's effectiveness or before the end of the policy term, the amount you get back may be significantly lower than the premium amount you paid.

Taishin Bank Hong Kong Branch

6/F & 15/F (Room No.: 1501-1506, 1510-1511 & 1512A-1512B), Tower 5, The Gateway,

15 Canton Road, Tsim Sha Tsui, Kowloon, Hong Kong.

Telephone Number: (852) 2234 9009

Fax Number: (852) 2234 9293

e-mail: hkwmarm@taishinbank.com.hk

The Insurance Authority

19/F, 41 Heung Yip Road, Wong Chuk Hang, Hong Kong.

(MTR Wong Chuk Hang Station Exit B)

Telephone Number： (852) 3899 9983 (Call Menu: select language first, then press 1, 0)

Fax Number: (852) 3899 9993

e-mail： enquiry@ia.org.hk

The Insurance Complaints Bureau (ICB)

29/F, Sunshine Plaza, 353 Lockhart Road , Wanchai, Hong Kong .

Telephone Number: (852) 2520 2728

Fax Number: (852) 2520 1967 

e-mail:; icb.enquiry@icb.org.hk