台新银行

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  • Introduction

    ·         Product features

    1.       Credit limit: Up to NT$3 million.

    2.       Loan tenor: Up to 7 years.

    3.       Annual interest rate: From 3.99%.

    4.       No guarantor or collateral required.

    5.       Personalized service during consultation, application and progress update.

     

    ·         Application channels

    1.       Online.

    2.       Call our toll-free number: 0800-000-456 then press 2.

    3.      Visit any of the bank's branches.

     

    ·         Notice

    1.       The bank reserves the right to approve or reject loan applications, and the right to determine the final loan quantum, interest rate and other lending terms.

    2.       Purposes, terms and conditions are different among the various personal loans offered; please contact the bank for more information.

     

    ·         Explanation to the annual fee rate

        Personal loan with amortized repayments

     Amount borrowed:  $300,000

     Loan tenor: 5 years

     Lending interest rate:  3.99% to 18.5% (variable interest)

     Total fees incurred:  NT3,000 to 9,000 / transaction

     Annual fee rate:  4.4% to 19.94%

     

      Remarks:

    • All annual rates disclosed in this material have been calculated using standard templates provided by the competent authority. The actual terms of loan may be different from Taishin Bank's products, and the annual fee rate may also differ from customer to customer depending on the products and credit terms granted.  
    • The annual fee rate is not the lending interest rate. The variable interest rate mentioned above is determined according to the bank's 3-month Adjustable Rates for Consumer Loans plus a floating margin of 2.61%–17.12%. The floating interest rate is adjusted on 3/21, 6/21, 9/21 and 12/21 each year.
    • The baseline date for the annual fee rate above is Sep. 1, 2013.
    • The amount of commissions charged may vary depending on the type of loan involved. Please contact the bank for details.   

    This Example has been translated into English. If there is any inconsistency or ambiguity between the English version and the Chinese version, the Chinese version shall prevail.

     




 
  • Contact Me

    If you have any questions or comments about our products and services, please leave your information and a representative will contact you

  • Apply online for a loan

    If you have any questions or comments about our products and services, please leave your information and a representative will contact you

  • Loan by Phone

    0800-000-456 Press 2